Archive

With new research finding over 10 million UK adults are considering becoming a holiday let landlord and the volume and total...

The government’s Levelling Up Home Building Fund is unlikely to provide enough funding to supply loans to all of the nation’s...

In this guest piece, Hugh Wigzell, senior associate at Farrer & Co, lists three issues that property buyers and investors should watch out for...

This week’s roundup is centred around demand, with iamsold reporting a strong rise in Modern Method of Auction as market conditions...

The Leasehold Reform (Ground Rent) Act, once it comes into effect, will prevent ground rent being charged on most new leases. Anyone...

Almost two-thirds (62%) of residential property professionals don’t believe that Energy Performance Certificates (EPCs) are the most suitable method to help...

In this guest piece, Spanish real estate agent and property expert Sean Woolley shares his experience of getting a mortgage in...

The Intermediary Mortgage Lenders Association (IMLA) has outlined the key areas it believes the government and the industry should focus on...

Legal & General Capital (L&G) and Hodge have invested £5.5 million into an energy technology and services company supporting the transition...

What does it say on your business card? Sam Le Pard, co-founder of LEXI Finance! How does LEXI help developers and property investors? LEXI...

The demise of the buy-to-let market has been much predicted over recent years. Major tax changes, a 3% stamp duty surcharge, and...

Investors could be ‘severely impacted’ by government plans to raise the required Energy Performance Certificate (EPC) rating for buy-to-let properties in...

New analysis carried out by Knight Frank has highlighted the areas which have seen the biggest increase in the value of...

On Thursday (November 4), the Bank of England’s Monetary Policy Committee will decide whether interest rates will finally increase, after the...

Octopus Real Estate, part of Octopus Group and a leading UK specialist real estate lender and investor, has revealed that it has...

In this guest piece, David Searle, co-founder and COO of HSPG, outlines why affordable housing provision is more important than ever. House prices...

Recent reports that over half of all London homes on the market last year were downvalued by lenders was somewhat concerning...

Lender Fiduciam has provided a £5 million development loan for the construction of a £10 million seven-storey residential apartment building in...

A new poll has revealed that 15% of working-age people believe that the government’s mortgage guarantee scheme could apply to them....

Why would a commercial lender give you money for a small-scale property development project? The answer is … profit. They’ll typically...

If you take a look at the Virgin website you’ll see an impressive (and varied) number of brands, including broadband, aviation,...

Principle Estate Management has welcomed a major UK government intervention that means leaseholders “trapped” in flats due to the cladding crisis...

This week, Property Investor Today takes a look at the latest goings-on for the UK’s top auctioneers, from John Pye’s brand-new...

When it comes to investing in developments and resorts abroad, UK-based development firms might be concerned about finance and how to...

A webinar poll undertaken by Countrywide Surveying Services (CSS) highlighted that over half (55%) of property professionals believe that the RICS...

Has the post-lockdown staycation boom inspired you to invest in a holiday let property?  Here, Grant Seaton, senior business lending manager...

Property investors are always looking for new strategies and Rent-to-Rent has recently risen to the top of the popular strategies list....

A new PropTech engine has issued more than £600 million worth of Instant Sales Guarantee proposals in the first three months...

Three in every five landlords are now interested in green mortgages, according to Mortgages for Business. The buy-to-let (BTL) broker says 62%...

Some 62% of landlords are now interested in mortgages which reward borrowers with discounted rates for making their properties more energy...

Government policy and a lack of joined-up thinking are holding back the progress needed to tackle the cladding crisis, particularly in...

Over-55s used housing equity to clear more than £612 million of unsecured debt in 2020, new data from Key has revealed. Credit...

Last week, two of the UK’s biggest housebuilders – Barratt and Berkeley – held webinars aimed at investors. While new-build developments have traditionally...

Despite it being not far off 15 years since the global financial crisis, the fallout is still being felt in the...

In light of the controversy surrounding cladding as of late, DBRS Morningstar has released a commentary titled ‘UK Cladding: Much More...

Work has commenced on a £9.2 million housing scheme in Castleford, West Yorkshire, which will transform a brownfield site into high-quality,...

Here at PIT, we’re always keen to champion green issues and sustainability, so it’s pleasing to see a new study by...

Investors trying to expand their portfolios can avoid delays caused by residential buyers taking advantage of the Chancellor's stamp duty extension by using four 'buy-to-let hacks', according to broker Mortgages...

Over the last 10 months, we have seen a raft of changes to the planning rules in England. This has been...

A joint venture between Audley Group, Schroders Real Estate and Octopus Real Estate has secured a £47 million development loan for...

The Grenfell Tower tragedy horrified Britain. Subsequent inquiries have highlighted issues with materials used, construction standards and supervisory roles, to name...

It goes without saying that 2020 was an incredibly eventful year for us all. The Covid-19 pandemic and associated lockdowns meant...

Following one of the most disruptive and challenging years in living memory, I have no doubt that many of those in...

With 2021 nearly upon us, it’s time to look forward to what the next 12 months could bring from a property...

With the transition period for the UK leaving the EU ending in a matter of weeks, there is no doubt that...

Student accommodation provider Future Generation is ending the year on a high note by topping out three schemes in two months...

Covid-19 hasn’t changed the fundamentals of property investment (or any other form of investment). It has, however, changed some of the...

Purpose-built Build to Rent (BTR) housing is only a recent concept, with just over 51,000 dwellings completed across the UK as of Q3...

As property investors, it is very important that we monitor house price trends when assessing new deals and during existing long-term...

Sometimes even seasoned investors will need guidance, help and assistance, particularly during times of crisis and uncertainty. With the ongoing Covid-19 pandemic,...

It is no secret that the leasehold market has had its challenges in recent years. Abuses by a number of developers...

Before the lockdown announcement was made, the number of transactions completed was returning to pre-Covid levels. That is according to Nicky Stevenson,...

If you are dreaming of buying a property in Spain, there is so much to think about and many things to...

The coronavirus crisis has hit the UK's economic outlook, and many buy-to-let landlords are understandably worried about their post-lockdown rental property...

For over two decades, The Cumberland has been offering specialist lending to the hospitality sector, and 10 years ago, it became...

With the staycation boom caused by Covid-19, which is likely to continue for the foreseeable future as travel restrictions remain for...

While the UK experienced a property boom during lockdown, buy-to-let (BTL) landlords aren’t necessarily reaping the benefits so easily, according to...

With the potential for restrictions to be in place on and off for many years to come, and the likely continued...

Who are you? Craig Hayward How do you help landlords and property investors? With over 10 years’ experience we have been helping landlords and...

A Berlin-based investment company has continued its expansion by establishing a presence in the UK. LINUS Capital finances real estate projects with...

The former Master Brewer Hotel in Hillingdon, which has been left vacant since 2012, has taken a step closer to being...

There has never been a harder time to be a landlord in the UK. The pressures that the last six months...

In recent years, there has been considerable controversy over the use of ‘no DSS’ in homes being listed for let, with...

In one of the biggest signs yet that modern methods of construction (MMC) are going mainstream, NHBC, the leading warranty and...

Until now, self-build has been something of a niche market – for the brave and risk-taking. It’s received national prominence through...

In his major ‘new deal’ speech last week, where he stood in front of a lectern with the slogan of ‘Build,...

  The impact of the Covid-19 pandemic on the mortgage market has been significant and that's why consumers will be seeking expert...

Sellers re-entering the market are taking a bullish approach and pricing their properties higher, according to Home.co.uk. The property website says vendors...

The latest industry research and market commentary shows that the buy-to-let sector is showing signs of recovery following the strain of...

Many landlords and investors may now be looking to expand their portfolios, with lockdown restrictions gradually being eased and major lenders...

Patrick Cannon, one of the UK’s leading tax barristers, explains why some property investors may be overpaying stamp duty charges. Buying a...

The latest research from Property Hub has revealed that a huge 98% of property investors still consider property to be a...

With lockdown starting to ease, investors across the country will be considering their next steps and where might represent the best...

Following the reopening of the property market on May 13, a specialist buy-to-let mortgage broker is advising investors to expand their...

Welcome to this special, VE Bank Holiday (and lockdown), edition of Property Investor Today. We hope all our readers are having...

Covid-19 and the subsequent government lockdown will result in a loss of 526,000 home sales in 2020, according to further analysis...

Buy a property below market value, renovate it and then make a tidy profit by selling it at a higher price,...

The impact of the coronavirus pandemic on real estate finance has thrown the sector into uncharted and worrying waters. So, what...

Whilst the development of brand-new developments is one solution to the UK housing shortage, a much more obvious answer is the...

As we keep being regularly told at the moment, we are living through unprecedented times, with the greatest restrictions on our civil...

The coronavirus crisis has affected the property investment market in many ways, from cancelled short-lets bookings and people worried about the future...

We’ve previously reported on everything from sustainable living developments to eco-villages, and recently covered a major trade body’s call for the...

Across the country, new developments continue to pop up everywhere you look – from the south coast of England to the...

In this guest piece, Yaroslava Tkalich, chief marketing officer of Smartlands - a global investment platform for the tokenization of real economy assets by issuing...

With new developments regularly popping up in all parts of the country, Property Investor Today carries out a quick round-up of...

Whether you’re a first-time landlord or a seasoned investor, finding the right buy-to-let investment is far from simple. With many factors to...

With Brexit (still) on the cards, many investors may be in two minds about European property. On the one hand, all the...

Landlords need to be aware of the finance options available to them when it comes to refurbishments, according to InterBay Commercial. Its...

Real estate is set to remain an attractive investment asset in 2020 despite strong political and economic headwinds, the latest research...

As a landlord, it helps to understand current trends in the private rented sector and how you can maintain your buy-to-let...

The latest statistics from Cifas revealed that mortgage fraud is up 5%, but what exactly is it and what can lenders,...

Moving home? Here’s your guide to property jargon When it comes to buying, selling, letting or renting a property, you will likely...

Two experienced property investors have been handed £2 million by specialist lender Cambridge & Counties Bank to help fund the purchase...

A higher proportion of landlords believe tenant demand for rental properties is 'growing' or 'booming', according to Paragon. The buy-to-let lender's latest...

Buy-to-let (BTL) mortgage costs have continued to fall since the second quarter of 2019, according to Mortgage Brain analysis. The cost of...

Research from online mortgage broker Property Master has shown the majority of fixed rate buy-to-let rates are continuing to fall due...

While we wouldn’t be so bold as to say the government gets its daily fix of property news from the Today...

Despite several changes in the buy-to-let market, 73% of prospective investors considered property to be the best, least volatile long-term investment,...

New research has revealed that approximately two thirds (64%) of UK landlords are optimistic about the outlook for the residential buy-to-let...

New research from online mortgage broker Property Master has revealed that the cost of the majority of fixed-rate buy-to-let mortgages appear...

Groups representing landlords and letting agents have called for section 21 repossessions to be retained in the private rented sector unless...

Brexit uncertainty could lead to more Britons holidaying in the UK, strengthening demand for holiday let rental homes. That is according to...

Landlords with bigger portfolios are switching to using limited company status for new purchases, according to research carried out by specialist...

New research from online mortgage broker Property Master has revealed the cost of three out of six categories of fixed rate...

An increasing number of landlords are choosing five-year fixed rate products, according to Mortgages for Business’ Buy-to-Let Index. In fact, 84% of...

The majority of buy-to-let fixed rate mortgages are currently down year-on-year – some by as much as £29 per month for...

Christmas, more than any other time of the year, is one for watching films you've seen a hundred times before. We all...

The winners of the 2018 Property Investors Awards were revealed at the ceremony on Saturday 1 December at The Royal National...

The number of buy-to-let lenders lending to limited companies has increased by 47% over the past year, according to Mortgages for...

Who are you? I’m Stephen Moss, the founder and managing director of the largest property investment platform in the UK, Sourced. I’ve worked...

The housing market is not set up for the increasing number of life-long renters, a property management company has claimed. DJ Alexander,...

Average asking prices of newly-marketed property show a fall of 2.3% in August as new sellers launch a ‘late summer sale’,...

Remortgage affordability decline & a £19,000 consolidation to make monthly savings Problem The client wanted to borrow £19,000 to consolidate her two...

New data has revealed that the Scottish Government’s private rental reforms are shaking up the sector, with rental property sales outdoing...

Some 93% of landlords financing buy-to-let property opted for a fixed rate mortgage in the second quarter of 2018, according to...

A PropTech startup is looking to continue to ‘expand’ and ‘improve’ its platform as part of round two of the government’s...

Figures from UK Finance have revealed that the number of interest-only mortgages has nearly halved in the last six years, down...

Lenders must say what they mean and mean what they say! And that includes not offering a silly low monthly rate...

Since the start of the year, the cost of a typical five-year fixed buy-to-let (BTL) mortgage has fallen despite the possibility...

New analysis from buy-to-let broker Commercial Trust has highlighted the appeal of London and the South East for investors aged 50...

Research by bridging finance lender mtf has found that a third of UK property professionals are set to expand their portfolios...

Lenders absorbed more costs to keep their rates competitive in the last quarter of 2017, according to the latest results of...

The most well-known house price indices in the UK are publishing out-of-date statistics and misleading buyers and sellers, according to recent...

Securing a mortgage is a challenging feat for three quarters of portfolio landlords after the introduction of the Prudential Regulation Authority...

Landlords showed extreme resilience in 2017, new data has revealed, with 57% of the mortgage applications received by Accord Buy To...

Expats and foreign nationals in the UAE are using the weak pound to snap up UK properties while prices remain affordable...

A buy-to-let (BTL) loan product targeted at experienced, professional property investors and landlords operating in England, Wales and Scotland has been...

Research carried out by PwC and thinktank Urban Land Institute has revealed that Birmingham remains a UK property investment hotspot, ranking...

New data from Carter Jonas has revealed that farmland values throughout the UK have declined by more than 10% in the...

With continued media interest in the unfair leasehold practices of some freeholders and ever-increasing queries from clients surrounding this point, I...

Residential property price growth across Britain eased to a three-month low in August, as cooler economic conditions and political uncertainty continued...

There has been a surge in the number of switching plans from existing equity release customers, thanks to record lows in...

Legal & General Mortgage Club has announced its calendar of autumn events that focus on the specialist lending sector. The half day...

The number of mortgages in arrears of 2.5% or more of the outstanding balance fell during the second quarter of 2017. This...

Millennials are the generation born between the early 1980s and the early years of the 21st century, which means that at...

With more investors than ever before now buying property online, specialist lender Together has teamed up with Bamboo Auctions, one of...

More than three quarters of advisers recommend that homebuyers take out private surveys when purchasing or remortgaging a property, according to...

You would have had to have been living under a rock to not know about the Government’s recent tax attacks on...

With a growing number of property investors using short-term bridging finance to buy property, June was a landmark for many specialist...

Paragon Mortgages is the latest in a long line of lenders to announce that it will be implementing changes for portfolio...

People borrowed more than £17bn in new mortgages last year in order to buy property in London, as homeowners, investors and...

A growing number of investors are being forced to sell their homes in order to pay off their interest-only mortgages, according...

AMP Bank is the latest lender in Australia to introduce more stringent loan application rules and higher interest rates for foreign...

The number of homes coming on to the market for sale continued to fall across the UK last month, adding to...

Sterner affordability criteria, stress testing and more robust risk management for lenders seeking to underwrite mortgage contracts has left many property...

Cheap borrowing levels should boost demand for property across the UK in the coming months, despite a recent fall in the...

The recent rise in the level of both first-time buyer and remortgage lending is expected to ‘maintain momentum’ thanks to the...

The number of property investors looking to invest in the buy-to-let market continued to fall last month as a result of...

A growing number of property investors unable to secure finance from banks to buy property are turning to alternative finance providers...

There was a sharp rise in the number of home buyers using cash to buy property last year, with mortgage lending...

The total number of mortgage products on the market has reached its highest level since the recession in 2008 as competition...

TSB has reduced mortgage lending to first-time buyers, especially in London, amid growing concerns that many homeowners without significant equity in...

The Kuflink Group is offering investors an opportunity to earn up to 6% a year through its peer-to-peer (P2P) lending platform,...

The Property Investor & Homebuyer Show, the UK’s most comprehensive property exhibition, takes place at London ExCeL this week – 28...

The Property Investor & Homebuyer Show, the UK’s most comprehensive property exhibition, takes place at London ExCeL next week – 28 &...

Gross mortgage lending held up relatively well last month despite a fall of almost 20% year-on-year, according to the latest estimate...

There was a sharp rise in remortgaging activity last month as homeowners, including property investors, seek ways to reduce outgoings, new...

More than one in 10 homeowners in the UK have tried to move property but decided against it after encountering issues...

UK house price may growth may have slowed to a four year low in March, but indications are that prices will...

More home loans were secured to buy property in the UK during the first two months of 2017 than any year...

Mortgage accessibility in the UK has improved to its highest level since tougher lending conditions came into play as part of...

Residential property prices in England and Wales now cost 7.6 times the average income, up from 3.6 times earnings in 1997,...

Mortgage lending to home buyers fell to a near two-year low in January amid a ‘stubbornly persistent’ lull in moving activity,...

With banks in Australia continuing to tighten their investor lending criteria, a growing number of investors looking to invest in property...

There was a surge in remortgage activity in 2016, which peaked in Q4, as more borrowers opted for longer term fixed...

The number of home buyers in London fell to the lowest level for four years, fresh figures from the Council of...

Overseas investors and British expats are finding it increasingly difficult to secure mortgages in the UK to fund property acquisitions, according...

Demand for short term loans continued to surge in the final quarter of last year, as an increasing number of property...

Borrowers that require a very quick turnaround to secure their next property investment will be pleased to learn that LendInvest has...

Is it time to get your finances in order? Why not consider these five property financial resolutions? 1.    Consider increasing your mortgage payments With...

Demand for bridging loans surged last year, as a growing number of property investors turned to short-term finance solutions, which typically...

While buy-to-let lenders come to terms with fresh interventions imposed by the Prudential Regulation Authority, designed to subject buy-to-let landlords to stricter...

Name Tarlochan Garcha What does it say on your business card? CEO, Kuflink What does the business do and what are you offering? The Kuflink Group...

People over the age of 55 are being frozen out of new mortgages, according to a new study. Stricter lending criteria means many...

Residential property prices in the UK remained broadly stable in 2016 but is likely to slow next year, the Nationwide has...

The Help to Buy Mortgage Guarantee scheme will come to an end tomorrow and there are fears that its withdrawal could...

There has been an increase in the number of overseas investors taking advantage of effective discounts caused by sterling’s nosedive after the...

Fewer people are expected to invest in residential property in 2017, as tax changes and economic uncertainty deter many property investors...

Mortgage lending was down 11% in October compared with the corresponding month last year with £10.5bn borrowed for residential property purchases...

With a growing number of investors turning to auctions to buy property, online mortgage lender LendInvest has decided to launch its...

Mortgage arrears in Ireland dropped by 3.1% in the third quarter of 2016, the 13th consecutive quarter of decline, the latest...

With mortgage borrowing costs at a record-low, home price growth relatively flat and new housing supply failing to meet demand, one...

Scott Hendry of Together shares some tips on buying at auction. Buying at auction is a popular choice for property investors...

More than a third of fixed rate mortgage deals currently on the market are now offered without an arrangement fee, fresh...

Auction rooms across the UK are often filled with property investors looking to buy property, ensuring that hundreds of residential and...

It is now more affordable than ever before to take out a mortgage, new figures from the Council of Mortgage Lenders...

Uncertainty surrounding Brexit has had an adverse impact on investor sentiment when it comes to investing in the UK’s property market,...

More than a quarter of adults in this country say they have had a paranormal experience in their own home, according...

Gross mortgage lending last month hit a nine year high for the month of September, despite a 7% month-on-month drop, new...

Bridging lending increased sharply during the third quarter of the year peaking at £140.49m, brushing off volatility that had plagued the...

The Financial Conduct Authority (FCA) yesterday announced that it will consult on new guidance on the treatment of customers that fall...

Residential property prices continued to cool in September as the property market softens, with the latest data from Halifax revealing that...

The Property Investor & Homebuyer Show, the UK’s most comprehensive property exhibition, gets underway tomorrow at London ExCeL and is free to enter. However, all...

The volume of mortgage approvals fell for the third month in a row in August, the latest Bank of England figures...

The Help to Buy mortgage guarantee scheme, which has attracted strong demand from borrowers looking for higher loan-to-value (LTV) home loans,...

While buy-to-let lenders brace themselves for further interventions, confidence in one often-overlooked corner of the market is currently booming. Sentiment among bridging...

It is now a ‘great time’ to invest in the UK housing market despite a new report showing that house price...

Investors, landlords and property enthusiasts will descend on London's ExCel on October 7 and 8 for the annual Property Investor &...

Specialist lender Together has joined forces with buy-to-let and commercial mortgage broker TBMC to provide property investors with auction and bridging...

The Bank of England, as expected, opted to leave UK interest rates unchanged at 0.25% yesterday in the wake of recent...

Short-term property finance lender LendInvest has joined forces with LOT11 to become the funding partner for those seeking to buy property...

The UK's largest auction network, Auction House, says that the introduction of the 3% stamp duty surcharge in April has paved...

Around one-third of the 3,500 or so mortgage deals currently on the market are now offered without an arrangement fee, according...

Buyer activity in South Florida’s housing market has picked up this year but the lack of homes for sale is pushing...

Gross mortgage lending rose by 16% last month compared with May to reach an eight-year high for the month of June,...

The Bank of England (BoE) decided not to make the first cut to UK interest rates in more than seven years...

One in 10 over-55s UK homeowners are still paying interest-only mortgages and while the majority are confident of clearing the debt...

Gross mortgage lending reached £18.2bn in May, the latest figures from the Council of Mortgage Lenders (CML) reveal. Lending was 4% higher...

The Bank of Canada says surging prices in residential property markets like Vancouver and Toronto are not sustainable at their current...

Housing market activity in the UK remained healthy as overall valuation activity in May increased by almost a fifth on an...

The number of homes repossessed by lenders last year fell sharply, according to new detailed research released by chartered surveyor e.surv. Across England...

Representatives and stakeholders from various leading property industry bodies, including the National Landlords Association, British Property Federation, Department for Communities and...

Mortgage lenders are slashing the cost of buy-to-let mortgages in a move that will bring some relief to private investors eyeing...

There was a sharp increase in the number of property transactions between February and March 2016 as property investors rushed to...

There was a significant increase in the volume of buy-to-let mortgage products available in the UK in the first quarter of...

Research carried out by Nottingham Trent University has shown that new-build properties may be making owning a home in the UK...

The latest figures from estate agency chains Your Move and Reeds Rains show that in the final quarter of 2015 landlord...

Most estate agents nowadays will recommend a solicitor or a conveyancer. The question is: should you go with their recommendation? My initial...

Research by equity release lender more 2 life has revealed that almost a third of over-55s would rather use property wealth...

Research by Which? Mortgage Advisers have revealed that 32% of mortgage holders have no idea what interest rate they are paying,...

Comparison site MoneySuperMarket.com has advised homeowners to consider fixing their mortgage now while providers are slashing rates. MoneySuperMarket analysed average fixed term mortgage...

Peer-to-peer mortgage lender Landbay has announced the appointment of Paul Clampin as Chief Lending Officer. Clampin, who is joining from Paragon...

New research conducted by retirement lending specialist more 2 life has revealed that older borrowers want to see age limits on...

Q: Who Are Go Commercial Finance & why did you set up Go Commercial Finance? Go Commercial Finance is a true, whole...

Some 69% of landlords arranged their last buy-to-let (BTL) mortgage through an intermediary or broker, according to research by the National...

The latest lenders report by high-end estate agency Savills has revealed that areas of the UK property market are still under-served...

The number of mortgage products available reached a post-recession high in April, according to research by the National Mortgage Index from...

There was an average of 839 buy-to-let mortgage products from 31 active lenders on the market in Q1 2015, up 21...