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KEYWORD "Borrowers" - 79 RESULTS
The growing appeal of peer to peer property lending

Property is an appealing investment: it’s been proven (in a favourable market, of course) to increase in value and it’s a...

21 June 2019

From: Breaking News

Landlord action to avoid high tax costs could reduce BTL transactions

Landlord action to reduce higher tax costs could lead to a lower level of buy-to-let mortgage transactions going forward. That is according...

12 April 2019

From: Breaking News

Fixed rate mortgage market sees big reductions in costs

Two, three and five-year fixed rate mortgages have all dropped in cost over the past 12 months, according to Mortgage Brain’s...

30 January 2019

From: Breaking News

Cost of two, three and five-year mortgages back on the rise

Mortgage costs are back on the rise after two successive quarters in which there were a number of cost and rate...

07 November 2018

From: Breaking News

Buy-to-let mortgage costs remain at record lows as market stabilises

The cost of a buy-to-let mortgage remains at a record low, according to analysis by Mortgage Brain. With little movement in costs...

29 June 2018

From: Breaking News

Interest-only mortgages fall by almost a half since 2012

Figures from UK Finance have revealed that the number of interest-only mortgages has nearly halved in the last six years, down...

23 May 2018

From: Breaking News

One low rate

Lenders must say what they mean and mean what they say! And that includes not offering a silly low monthly rate...

17 May 2018

From: Sponsored Content

Buy-to-let mortgage costs are on the rise

The cost of most mainstream buy-to-let (BTL) mortgages is starting to climb following political uncertainty and last November’s interest rate rises,...

07 March 2018

From: Breaking News

BTL lending margins squeezed as lenders competed in 2017

Lenders absorbed more costs to keep their rates competitive in the last quarter of 2017, according to the latest results of...

16 February 2018

From: Breaking News

Portfolio landlords struggle to secure mortgage finance in light of PRA changes

Securing a mortgage is a challenging feat for three quarters of portfolio landlords after the introduction of the Prudential Regulation Authority...

31 January 2018

From: Breaking News

Skipton brings back seven-year fixed deals to offer stability to borrowers

On a day set to be dominated by the Budget, Skipton Building Society has launched two new seven-year fixed-rate mortgages to...

22 November 2017

From: Breaking News

Possibility of interest rate rise sees borrowers turn to fixed mortgages

The number of borrowers seeking fixed rate mortgages has surged ahead of the prospect of an interest rate rise this Thursday,...

01 November 2017

From: Breaking News

Research reveals mortgage costs falling again despite possible rate rise

The cost of mortgages has continued to fall despite the regular warnings of interest and mortgage rate rises. After the UK’s economy...

27 October 2017

From: Breaking News

Cogress and Octopus Property to fund £7.45m residential development

Octopus Property has partnered with Cogress to strengthen equity partnership with a second financing settlement. The specialist finance provider announced that it...

21 September 2017

From: Breaking News

UK mortgage approvals rebound to 16-month high

Mortgage approvals for residential property purchases rose slightly in July to its highest level since March 2016, despite a general fall...

31 August 2017

From: Breaking News

Homeowners urged to remortgage now ‘before it’s too late’

Time may be running out for savvy remortgagors looking for a good deal, according to a leading estate agency. Remortgage customers have...

25 August 2017

From: Breaking News

Second charge lending surges 33% in June

The second charge mortgage market saw new business increase 33% by value and 22% by volume in June compared with the...

17 August 2017

From: Breaking News

Mortgage arrears and possession rates falling

The number of mortgages in arrears of 2.5% or more of the outstanding balance fell during the second quarter of 2017. This...

15 August 2017

From: Breaking News

How millennials shape the UK housing market

Millennials are the generation born between the early 1980s and the early years of the 21st century, which means that at...

04 August 2017

From: Breaking News

Bank of England MPC decision has ‘direct implications for every household’

The Bank of England has warned households to expect interest rates to rise over the 12 months but also predicted living...

04 August 2017

From: Breaking News

Homebuyers strongly urged to take out full private survey

More than three quarters of advisers recommend that homebuyers take out private surveys when purchasing or remortgaging a property, according to...

01 August 2017

From: Breaking News

West One Loans reports record month, as more investors turn to bridging finance

With a growing number of property investors using short-term bridging finance to buy property, June was a landmark for many specialist...

21 July 2017

From: Breaking News

Analysis of mainstream mortgages shows ‘strong mix of rate and cost reductions’

Mortgage costs and rates fell during the second quarter of the year, according to the latest figures. Mortgage Brain’s quarterly product data...

20 July 2017

From: Breaking News

Large deposit borrowers fall freeing up stock for first-time buyers

The proportion of people acquiring property with a large deposit dropped in May, the latest mortgage monitor from e.surv shows. Those buying...

04 July 2017

From: Breaking News

Sharp rise in investors forced to sell to pay off interest-only mortgage debts

A growing number of investors are being forced to sell their homes in order to pay off their interest-only mortgages, according...

29 June 2017

From: Breaking News

More affordable housing and not small deposit mortgage deals needed

The recent surge in small deposit mortgage deals for first-time buyers is good news for purchasers, especially first-time buyers. Recently released data...

29 June 2017

From: Breaking News

UK home sales set to drop significantly amid political uncertainty

Residential property transactions in May dropped by 3.3% on the previous month, following two successive months of growth, in what could...

22 June 2017

From: Breaking News

Another Aussie bank cracks down on foreign property investors

AMP Bank is the latest lender in Australia to introduce more stringent loan application rules and higher interest rates for foreign...

20 June 2017

From: Breaking News

Many property investors are struggling to obtain mainstream funding

Sterner affordability criteria, stress testing and more robust risk management for lenders seeking to underwrite mortgage contracts has left many property...

01 June 2017

From: Breaking News

Buy-to-let lending for property purchase plummets 80%

The number of property investors looking to invest in the buy-to-let market continued to fall last month as a result of...

18 May 2017

From: Breaking News

Number of mortgage products hits post-recession high

The total number of mortgage products on the market has reached its highest level since the recession in 2008 as competition...

10 May 2017

From: Breaking News

Irresponsible lending in the UK could lead to return of ‘negative equity’

TSB has reduced mortgage lending to first-time buyers, especially in London, amid growing concerns that many homeowners without significant equity in...

02 May 2017

From: Breaking News

Bridging lending falls marginally

Annual gross bridging lending dropped slightly in the first quarter of the year, according to the latest Bridging Trends data. The figures...

26 April 2017

From: Breaking News

Gross mortgage lending in ‘neutral gear’

Gross mortgage lending held up relatively well last month despite a fall of almost 20% year-on-year, according to the latest estimate...

21 April 2017

From: Breaking News

Marsden BS release new mortgage deals, including an ‘older product range’

Marsden Building Society has launched more than 40 new mortgage products, which includes a number of new deals aimed at buy-to-let...

19 April 2017

From: Breaking News

Retirement lending market set to double in size over the next decade

The size of the retirement lending market in the UK looks set to soar over the next 10 years as lending...

18 April 2017

From: Breaking News

Mortgage and stamp duty issues deter one in 10 prospective buyers in the UK

More than one in 10 homeowners in the UK have tried to move property but decided against it after encountering issues...

14 April 2017

From: Breaking News

Cheap borrowing and a severe lack of supply will ‘support’ UK house prices

UK house price may growth may have slowed to a four year low in March, but indications are that prices will...

14 April 2017

From: Breaking News

The UK housing market ‘is starting to look livelier’

More home loans were secured to buy property in the UK during the first two months of 2017 than any year...

12 April 2017

From: Breaking News

Mortgage accessibility in the UK hits three-year high

Mortgage accessibility in the UK has improved to its highest level since tougher lending conditions came into play as part of...

04 April 2017

From: Breaking News

An oldie but a goodie – reversionary ground rents in 2017

From the vantage point of the rostrum, in unprecedented economic times with historically low interest rates and persistently low inflation, the...

29 March 2017

From: Breaking News

Mortgage borrowing at near two-year low, says CML

Mortgage lending to home buyers fell to a near two-year low in January amid a ‘stubbornly persistent’ lull in moving activity,...

15 March 2017

From: Breaking News

Investors in Australia eye less conventional finance options

With banks in Australia continuing to tighten their investor lending criteria, a growing number of investors looking to invest in property...

14 March 2017

From: Breaking News

Low rates boosts remortgage market activity in the UK

There was a surge in remortgage activity in 2016, which peaked in Q4, as more borrowers opted for longer term fixed...

07 March 2017

From: Breaking News

International buyers routinely rejected for UK mortgages

Overseas investors and British expats are finding it increasingly difficult to secure mortgages in the UK to fund property acquisitions, according...

22 February 2017

From: Breaking News

Remortgaging continues to increase amid rate rise fears

Concerns that interest rates could rise sooner than markets currently expect has triggered an increase in remortgaging activity, a new study...

21 February 2017

From: Breaking News

LendInvest completes first auction finance loan

Borrowers that require a very quick turnaround to secure their next property investment will be pleased to learn that LendInvest has...

20 February 2017

From: Breaking News

Property investors continue to eye less conventional finance options

While buy-to-let lenders come to terms with fresh interventions imposed by the Prudential Regulation Authority, designed to subject buy-to-let landlords to stricter...

30 January 2017

From: Breaking News

Loan write-offs fall sharply in the commercial property sector

The number of commercial property loans being written off has dropped to its lowest level since the credit crunch, fresh figures...

25 January 2017

From: Breaking News

Tarlochan Garcha, CEO at Kuflink

Name Tarlochan Garcha What does it say on your business card? CEO, Kuflink What does the business do and what are you offering? The Kuflink Group...

19 January 2017

From: 60 Second Interview

Mortgage lending restrictions having a ‘chilling effect’ on housing market

People over the age of 55 are being frozen out of new mortgages, according to a new study. Stricter lending criteria means many...

10 January 2017

From: Breaking News

UK house prices rise in December

Residential property prices in the UK remained broadly stable in 2016 but is likely to slow next year, the Nationwide has...

30 December 2016

From: Breaking News

Fewer small deposit mortgages as Help to Buy scheme comes to a close

The Help to Buy Mortgage Guarantee scheme will come to an end tomorrow and there are fears that its withdrawal could...

30 December 2016

From: Breaking News

House prices set to rise across major UK cities in 2017

Residential property prices across many of the UK’s largest 20 cities appear to offer plenty of room for growth in 2017,...

19 December 2016

From: Breaking News

Mortgage lending drops 11% in a year

Mortgage lending was down 11% in October compared with the corresponding month last year with £10.5bn borrowed for residential property purchases...

15 December 2016

From: Breaking News

New dedicated auction finance product launched

With a growing number of investors turning to auctions to buy property, online mortgage lender LendInvest has decided to launch its...

15 December 2016

From: Breaking News

Top tips on how to finance a property purchase at auction

Auction rooms across the UK are often filled with property investors looking to buy property, ensuring that hundreds of residential and...

01 December 2016

From: Breaking News

Significant increase in fee-free mortgages

More than a third of fixed rate mortgage deals currently on the market are now offered without an arrangement fee, fresh...

01 December 2016

From: Breaking News

LendInvest cuts minimum loan size to £75k

LandInvest has reduced the minimum loan size applicable across its suite of bridging finance products in a bid to open up...

30 November 2016

From: Breaking News

Mortgage affordability hits record low

It is now more affordable than ever before to take out a mortgage, new figures from the Council of Mortgage Lenders...

16 November 2016

From: Breaking News

September mortgage lending hits nine year high

Gross mortgage lending last month hit a nine year high for the month of September, despite a 7% month-on-month drop, new...

21 October 2016

From: Breaking News

Bridging lending soars in Q3 following initial Brexit fears

Bridging lending increased sharply during the third quarter of the year peaking at £140.49m, brushing off volatility that had plagued the...

21 October 2016

From: Breaking News

FCA announce arrears remediation consultation

The Financial Conduct Authority (FCA) yesterday announced that it will consult on new guidance on the treatment of customers that fall...

20 October 2016

From: Breaking News

Interest-only mortgages are a ticking-time-bomb

More than a quarter of interest-only mortgage borrowers in the UK may struggle to repay their home loans, new research shows.  Interest-only...

08 October 2016

From: Breaking News

Mortgage approvals drop for third consecutive month

The volume of mortgage approvals fell for the third month in a row in August, the latest Bank of England figures...

30 September 2016

From: Breaking News

Government terminates Help to Buy: mortgage guarantee scheme

The Help to Buy mortgage guarantee scheme, which has attracted strong demand from borrowers looking for higher loan-to-value (LTV) home loans,...

30 September 2016

From: Breaking News

Sharp rise in sentiment among bridging lenders post-Brexit

While buy-to-let lenders brace themselves for further interventions, confidence in one often-overlooked corner of the market is currently booming. Sentiment among bridging...

29 September 2016

From: Breaking News

New development finance product range launched by Regentsmead

Regentsmead has launched a range of development finance products aimed at developers and investors taking on new build, conversion and refurbishment...

20 September 2016

From: Breaking News

Significant increase in mortgage enquiries following interest rate cut

The volume of mortgage enquiries received by deVere Mortgages has surged by 55% week on week since the Bank of England...

25 August 2016

From: Breaking News

LendInvest to provide investors with finance to buy property online

Short-term property finance lender LendInvest has joined forces with LOT11 to become the funding partner for those seeking to buy property...

23 August 2016

From: Breaking News

Sharp rise in fee free mortgages

Around one-third of the 3,500 or so mortgage deals currently on the market are now offered without an arrangement fee, according...

06 August 2016

From: Breaking News

Growing concerns over interest-only mortgages

One in 10 over-55s UK homeowners are still paying interest-only mortgages and while the majority are confident of clearing the debt...

08 July 2016

From: Breaking News

The market is ‘ripe for remortgaging’

More than half of people remortgaging in May took advantage of the competitive deals available to lower their mortgage rate, new...

21 June 2016

From: Breaking News

Keystone launches into auction and commercial finance

Keystone Property Finance has responded to investor feedback by introducing new ranges for auction purchases and commercial property. The auction range includes...

20 May 2016

From: Breaking News

Households confident about price rises, research shows

Knight Frank has reported that households in all UK regions perceive that the value of their home increased in March, with...

23 March 2016

From: Breaking News

Strongest November price growth in the South East

Households in all UK regions perceived that the value of their home increased in value in November, with those in the...

26 November 2015

From: Breaking News

Lending age caps should be got rid of, older borrowers say

New research conducted by retirement lending specialist more 2 life has revealed that older borrowers want to see age limits on...

11 September 2015

From: Breaking News

Newcastle enters buy-to-let market

Newcastle Building Society Intermediary Services (NBSIS) has this month announced its entry into the buy-to-let (BTL) market with a range of...

21 August 2015

From: Breaking News

Reduced rates from Accord Buy-to-Let

This week Accord Buy-To-Let announced the reduction of rates on its two-year fixed rate mortgages by 0.15% for landlord borrowers with...

22 May 2015

From: Breaking News

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