There are plenty of reasons to invest in property or become a property developer. The biggest hurdle for non-standard borrowers is to secure finance and get a foot in the proverbial door. 

Conventional sources of funding have been unkind to developers and investors for more than a decade. The specialist finance market was intended to make funding more accessible, but the opportunities remain limited.. 

Lenders have embraced disruptive technologies to increase their reach into the market. There has been some easement but for investors and developers with complex funding requirements loans remain difficult.

 Lenders view commercial property owners, entrepreneurs  property developers, HMO investors and buy-to-let investors as high risk.

The government’s fair funding review continues to fall short for operators in the property market. However, there are other ways that borrowers can get access to loans to help them grow.  

Pitch 4 Finance Online Platform

Pitch 4 Finance is a start-up but founder Miranda Khadr has more than 15 years of experience in the business and property funding world.. She well understands the challenges property investors and developers have in accessing funding having operated through some difficult lending environments.  

The Pitch 4 Finance platform is designed to provide users with access to business and property funding options. Borrowers have access to 180 lenders on the site and can directly with the lenders, removing the need to go through a broker. thus guaranteeing the most competitive rates

Applicants enter their borrowing requirements into the on-line enquiry form. This is then matched with funders’ lending criteria and the two parties can communicate through the platform on the secure chat function. Both parties save time and money.

“The platform provides instant criteria matching that literally matches lenders to borrower criteria within minutes and allows lenders to efficiently find borrowers who match their lending criteria and risk profile. We provide 1-1 support for intermediaries, real-time application updates, tracking and greater exposure for intermediaries to all lenders in the market. Importantly, we also support this technology with proactive administrative support that enables cases to be processed more quickly and effectively.” ~ Miranda Khadr, founder, Pitch 4 Finance

The Human Touch

Too many digital platforms have gone too far and removed the human element altogether. Human interaction remains a vital part of the pitch 4 finance offering. The majority of property cases are nuanced and require expertise and experience to deliver the funding. Full automation can leave applicants confused and frustrated and ultimately the funding fails as a result.

The two-way messaging service enables borrowers and lenders to engage directly – which reassures applicants that they are speaking with a human that can answer questions accurately and agree on the terms of a loan swiftly. 

With consumer trust in financial markets at an all-time low, Pitch 4 Finance is seeking to improve transparency, expedite the lending process and provide borrowers with more choices. To date, the Pitch 4 Finance platform is the only comprehensive solution in the alternative lending market.

With specialist lending expected to persist, the solutions provided by Pitch 4 Finance can help to stimulate the property investor and development market.